Are
women renting vans much in 2011?
In the same month that the European Court of
Justice is to ban the use of gender in insurance policies
from December 2012 in UK and following on from the Davies
Report on inequality in the boardroom in the UK, men are still
the main renters of vans.
___________________________
Just over a year ago
www.insurance4vanrental.com
was launched to advertise van
hire excess insurance products. In February 2011
out of sixteen sales that was generated only one was for a
woman. This has been a typical percentage for the past twelve
months.
This is probably true due to the fact that the majority of
vans are driven by men, however do women ever hire them on
their own? Probably not that often compared to the thousands
of cars they rent each year.
Whenever
you drive on the UK's motorways, you don't actually see too
many female van drivers.
Looking
at sales of car hire excess insurance, the majority of people
buying this appear to come under the "male" category. Is this
because there are more male business people travelling and
hiring a car, or do these come from the holidays and breaks
that people take and the "male" in the household makes the
booking and rents and drive when on holidays?
Ten
years ago we rented a van to drive to France to take furniture
and equipment to our holiday home. The rental agreement was
in my name, but my wife and son were insured to drive the
van and shared the driving. Would this also be typical of
someone renting a van in Birmingham to move house or go to
IKEA to buy a quantity of furniture?
I
have found that some car hire excess companies cover all the
drivers who are renting the vehicle insurance, however the
"lead driver" is often male.
When
you take out car
hire (van
hire or motorhome
hire) excess
insurance there is no difference in costs for a
man or women. Drivers over the age of 75 (to around 85) will
have to pay more and this is of course different to the "Gender
issue" for car insurance in the UK.
Will
there be much change in the year ahead on the van hire excess
insurance sales in the next twelve months? I doubt it.
It
is most important however if you rent a van that you take
out the approriate van hire excess insurance and buying on
line from an independent van hire excess insurance company
will usually cost you a lot less than by buying it from the
van hire company itself.
©Philip
Suter of jml Property Services - March 2011
N.B.
This information should not be relied on for accuracy and
is presented here without the responsibility of jml Property
Service and the website it is being displayed at. jml property
Services 03-11
See
also
Five
important points to remember when you hire a car, van or motorhome